Make your retirement accounts work toward one goal
A 401(k) and a Roth IRA can serve different purposes. A review can help you understand contribution choices, tax treatment, beneficiary designations and how your accounts relate to your larger retirement plan. Tax questions should be reviewed with a qualified tax professional.
What a conversation may cover
- Workplace plan contributions and options
- Traditional and Roth account differences
- Beneficiary and organization review
- Coordination with broader retirement goals
Local, personal and easy to start
Theodore Gerges serves individuals, families and business owners in Davie, Cooper City, Plantation, Weston, Fort Lauderdale and surrounding South Florida communities. Meetings are available virtually, and the initial review is complimentary.
Frequently asked questions
Should I choose a Roth IRA or 401(k)?
The answer depends on eligibility, employer benefits, tax circumstances and goals. A personalized review can help you frame the decision.
Do you provide tax advice?
No. Tax-aware concepts may be discussed, but individualized tax advice should come from a qualified tax professional.